Debt Recovery Solicitors — Dublin

Demand, judgment and enforcement — and honest advice about which debts are worth pursuing.

The firm’s Dublin office is at The Ormond Building on Ormond Quay Upper, a short walk from the Four Courts — which is genuinely useful in this area, since debt proceedings above the Circuit Court threshold are issued and heard there and enforcement applications frequently follow.

Venue, and Why It Matters More Here Than People Think

Venue in a debt claim turns on connecting factors, commonly where the defendant resides or carries on business, or where the contract was made or was to be performed. For a Dublin creditor that produces two very different situations. Where the debtor is also in Dublin, proceedings and any subsequent enforcement are straightforward and local. Where the debtor is elsewhere in the country, venue may follow them rather than you — which affects the cost and convenience of the proceedings, and affects enforcement too, since execution and examination happen where the debtor is. That is not a reason to avoid pursuing a debtor outside Dublin; it is a reason to price the exercise realistically at the outset rather than discovering the geography later. Proceedings issued in the wrong venue can be challenged or transferred, which costs time and money for no benefit.

What Dublin Creditors Typically Bring

Business-to-business ledgers: supply accounts, professional and service fees, contract arrears where a customer has simply stopped paying. Company debtors, where the filings are public and worth checking before anything is spent, and where a statutory demand may be available if the debt is clear. Landlords and service providers with arrears. And a steady flow of the situation that generates most of the disappointment in this area — a creditor holding a judgment obtained some time ago that has never produced a cent, because nobody established what the debtor had before the costs were incurred. That last group is frequently the most straightforward to help, because the question is narrow: what is actually there, and which enforcement route matches it. On the other side, individuals and businesses who have received demands or proceedings and want to know where they stand before responding.

Two Free Tools Before You Call

The Debt Limitation Checker walks the time-limit questions and flags where a debt may be statute-barred. The Recovery Route Mapper shows the likely court, procedure and enforcement options — and flags where the honest answer is not to issue at all. Both run entirely on your device; nothing is stored or sent.

Worth Pursuing, or Not?

The amount, when it fell due, whether anything restarted the clock, the debtor's correct legal name and what you know about their means. Those five answers shape everything.

Call 01 5827148

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Debt Recovery in Dublin - FAQs

Not usually. Most of this work is done on the documents and by telephone or video — the amount, the dates, the correspondence and what is known about the debtor are what matter, and none of that requires a meeting. Where you would prefer to meet, the Dublin office is The Ormond Building, 31–36 Ormond Quay Upper, Dublin 7, a short walk from the Four Courts.

General information, not legal advice. This website contains general information about Irish law on debt recovery and enforcement. It is not legal advice and does not create a solicitor—client relationship. Every debt turns on its own facts — the documents, the dates, the parties and the debtor’s circumstances — and advice on yours requires a consultation. Statutory thresholds and figures referred to on this site are subject to change and should be confirmed before any step is taken.

A law firm, not a debt collection agency. Mary Molloy Solicitors provides legal advice and representation. It does not operate as a debt collection agency and does not conduct collection campaigns. Fees are agreed in writing with the client at the outset and are never calculated as a percentage or proportion of any sum recovered. In contentious business, a solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement.

No outcome is promised. Nothing on this site states or implies that any debt will be recovered, that any asset will be found, that any enforcement step will succeed, or that any claim will succeed. Recovery depends substantially on the debtor’s means, which are frequently unknown at the outset.

How payment may be demanded is regulated. Section 11 of the Consumer Credit Act 1995 makes it an offence to make a demand for payment by means calculated to cause alarm, distress or humiliation, or falsely to represent that legal proceedings have been or will be issued. Nothing on this site should be read as encouraging any such conduct. Mortgage arrears on a principal private residence are dealt with under a separate regulatory framework and are outside the scope of this site.

If you are the person being pursued. Free, confidential and independent money advice is available in Ireland from MABS, the Money Advice and Budgeting Service, and through the Abhaile scheme for people in mortgage arrears. You do not have to engage a solicitor to get help, and taking advice early generally improves the options available. This firm advises debtors in matters separate from those in which it acts for a creditor, and never both sides of the same debt — conflicts are checked before any substantive discussion.

Tax. Nothing on this website is tax advice. Questions about VAT on recovered sums, bad debt relief or the treatment of write-offs belong with your accountant or tax adviser and with Revenue’s own guidance.